Governance, Risk & Controls for E-Money Institutions in Sweden
Strong governance is what lets regulators trust fast-growing payment firms. ABM Global Compliance designs governance, risk, and control frameworks for EMIs and payment institutions in Sweden, satisfying supervisory expectations while supporting how you operate.
GRC Frameworks Built for Payment Businesses
Payment businesses are built for speed, and governance often trails behind. Regulators assess whether your management body genuinely oversees the institution, whether risk management covers safeguarding, outsourcing, and operational exposures, whether controls operate beyond paper, and whether accountability survives your org chart changing every quarter. Governance findings then colour how supervisors read everything else.
We build governance that fits both regulator and reality. Our specialists design board structures, risk frameworks, control environments, and accountability maps sized to your institution and stage. The result satisfies supervisory review while staying lean enough for a scaling payments business to actually run, because governance nobody follows protects nobody.
What Our Governance Support Covers
Governance, your risk, and controls succeed as one connected system, so our support addresses the full architecture together. From board structures and accountability through risk frameworks to the controls evidencing them, we build GRC that satisfies regulators and works daily.
Board & Committees
Governance structures, terms of reference, and clear reporting lines matched to your obligations.
Fit & Proper
Supporting your director and shareholder assessments against every regulator suitability expectation throughout every time.
Risk Frameworks
Risk management frameworks covering your safeguarding, operational, outsourcing, and financial crime exposures together.
Internal Controls
Control environments carefully designed, documented, and tested across your critical payment processes every time.
Three Lines Model
Practical separation of operations, compliance oversight, and internal audit sized to your headcount.
Wind-Down Planning
Credible wind-down plans protecting customer funds properly if the business ever closes every time.
Ready to Strengthen Your Compliance?
Why Payment Firms Build GRC With ABM
Right-Sized Design
Governance sized to your stage, not copied from banks ten times larger.
Supervisory Insight
Frameworks shaped by experienced specialists who know what payment regulators actually examine.
Operational Fit
Structures your leadership team can genuinely run, never organisational charts for show.
Who We Build Governance For
We design governance and risk frameworks for EMIs, payment institutions, wallet providers, and card programmes in Sweden. From pre-authorisation builds to post-inspection remediation work, our specialists match GRC structures carefully to your scale.
Compliance advisory, regulatory reporting, and financial crime frameworks for banks and credit institutions.
MiFID II, market abuse, and transaction reporting support for capital markets participants.
Authorisation, governance, and ongoing compliance support built around your investment firm obligations.
Practical compliance frameworks for asset managers, AIFMs, and UCITS management companies alike.
Licensing, safeguarding, and operational compliance support for payment institutions across EU markets.
EMI authorisation, safeguarding arrangements, and ongoing regulatory reporting support across the EU.
Regulatory guidance that keeps innovative business models compliant from launch through scale.
MiCA, DORA, and digital asset compliance for Europe’s next generation of finance.
Trusted and Loved by Our Clients Across the Europe
Businesses across Europe trust ABM to guide their licensing, strengthen their frameworks, and keep their compliance on track. Here is what founders, compliance officers, and executives say about working with our team.
Years Of Expertise
Trusted Expert Guidance, Just One Message Away
Tell us about your business and regulatory needs. One of our compliance specialists will respond within one working day with clear, practical next steps.
- Unit 6, Trinity Court, Fonthill Business Park, Clondalkin, Dublin 22, D22 YE30, Ireland
Book Your Consultation
A confidential conversation about your licensing plans, compliance challenges, or regulatory questions, with no obligation attached.
Governance and Risk Questions Answered
What governance do payment regulators expect?
A fit-and-proper management body, clear organisational arrangements, sound risk management covering safeguarding and operations, effective controls, and demonstrable accountability assessed through ongoing supervision.
What is wind-down planning for EMIs?
A credible plan for closing the institution in an orderly way, returning safeguarded funds to customers, which regulators increasingly expect from authorisation onward, including AML Act duties.
Do small payment firms need formal governance?
Yes, proportionately. Supervisors scale expectations to size and complexity, but even lean institutions must show real oversight, documented controls, and clear accountability.
Can you fix governance after inspection findings?
Yes. We translate findings into a prioritised redesign, strengthen the weak structures properly, and evidence the improvements so your next supervisory review lands differently.
How long does a GRC build take?
Typically six to twelve weeks depending on your size and starting point, structured carefully so critical authorisation or remediation deadlines are always met first.