Licence Applications & Regulatory Authorisations in Poland
ABM Global Compliance prepares and manages MSB and payment licence applications in Poland. From jurisdiction selection and PSD2 authorisation strategy to complete application packs and regulator liaison, we take your business from plan to permission.
Payment Licensing Built on Regulator Expectations
Securing a payment or MSB licence in Poland is a demanding process. National competent authorities expect a credible business plan, three-year financial projections, robust governance arrangements, complete AML/CFT policies, safeguarding arrangements, and increasingly DORA-grade ICT and operational resilience documentation. Applications that arrive incomplete or inconsistent face months of regulator questions, and many stall entirely.
ABM Global Compliance manages the whole journey. We help you choose the right licence category and home member state, prepare every element of the application pack, and handle regulator questions until authorisation is granted. Our consultants have prepared successful applications in Poland, so we know what each authority expects and where applicants most commonly fail.
What Our Licensing Support Covers
Every authorisation project is different, so our licensing support covers each stage that determines whether your application succeeds. From the first strategic decision about where to apply through to your post-authorisation obligations, our specialists keep the process moving and regulator-ready.
Licence Strategy
Jurisdiction comparison and licence category selection matched to your business model and growth plans.
Application Preparation
Complete application packs covering forms, governance arrangements, programme of operations, and supporting evidence.
Business Plans
Credible business plans and full three-year financial projections built to satisfy regulatory scrutiny.
Policy Packs
Full AML/CFT, safeguarding, and operational policy suites prepared alongside your complete licence application.
Regulator Liaison
Managing submissions, regulator questions, and every follow-up request until your authorisation is granted.
Post-Authorisation Setup
Getting your reporting, governance, and compliance obligations operational from your first licensed day.
Ready to Strengthen Your Compliance?
Why Applicants Across Poland Choose ABM
Proven Applications
Successful licence applications prepared with national competent authorities across all EU markets.
Realistic Advice
Honest guidance on timelines, capital requirements, and which jurisdiction genuinely fits you.
End-to-End Support
One team from jurisdiction choice through authorisation and into your ongoing obligations.
Who We Help Get Licensed
We prepare licence applications for money remitters, currency exchange providers, payment service providers, e-money issuers, and fintech platforms entering the European market. Whether it is your first authorisation or a multi-country expansion, our specialists manage the process.
Compliance advisory, regulatory reporting, and financial crime frameworks for banks and credit institutions.
MiFID II, market abuse, and transaction reporting support for capital markets participants.
Authorisation, governance, and ongoing compliance support built around your investment firm obligations.
Practical compliance frameworks for asset managers, AIFMs, and UCITS management companies alike.
Licensing, safeguarding, and operational compliance support for payment institutions across EU markets.
EMI authorisation, safeguarding arrangements, and ongoing regulatory reporting support across the EU.
Regulatory guidance that keeps innovative business models compliant from launch through scale.
MiCA, DORA, and digital asset compliance for Europe’s next generation of finance.
Trusted and Loved by Our Clients Across the Europe
Businesses across Europe trust ABM to guide their licensing, strengthen their frameworks, and keep their compliance on track. Here is what founders, compliance officers, and executives say about working with our team.
Years Of Expertise
Trusted Expert Guidance, Just One Message Away
Tell us about your business and regulatory needs. One of our compliance specialists will respond within one working day with clear, practical next steps.
- Unit 6, Trinity Court, Fonthill Business Park, Clondalkin, Dublin 22, D22 YE30, Ireland
Book Your Consultation
A confidential conversation about your licensing plans, compliance challenges, or regulatory questions, with no obligation attached.
Licensing Questions Answered
Which licence does my business need?
It depends on your payment flows. Executing payments typically needs a payment institution licence, while issuing stored value needs an EMI licence. We confirm the right route first.
How long does authorisation usually take?
Most EU payment licence applications take between three and twelve months, depending on jurisdiction, application quality, and how quickly regulator questions are answered, including AML Act duties.
What capital do payment institutions need?
Initial capital under PSD2 ranges from EUR 20,000 to EUR 125,000 depending on the services provided, with ongoing own funds requirements scaling with payment volume.
Which EU country is best for licensing?
It depends on your model, target markets, and timelines. We compare regulator expectations, costs, and supervisory culture before recommending a home member state.
Can you fix a stalled application?
Yes. We regularly take over applications facing repeated regulator questions, diagnose the gaps, strengthen the weak documents, and get the process moving again.