EMI & Payment Institution Licensing & Regulatory Authorisations
A successful licence application begins with strong governance, sound risk management, and a comprehensive compliance framework. At ABM Global Compliance, we provide specialist EMI & Payment Institution Licensing & Regulatory Authorisations services that help firms navigate Belgium’s regulatory approval process efficiently and confidently.
Building a Strong Regulatory Foundation
Establishing an Electronic Money Institution (EMI) or Payment Institution (PI) in Belgium requires careful regulatory planning, comprehensive governance arrangements, and a robust compliance framework. Applicants are expected to comply with the Law of 11 March 2018 on the status and supervision of payment institutions and electronic money institutions, together with the Second Payment Services Directive (PSD2).
Regulatory authorisation ensures that Electronic Money Institutions and Payment Institutions have appropriate governance arrangements, adequate financial resources, effective internal controls, sound operational processes, safeguarding measures, and comprehensive compliance programmes before commencing regulated activities. The National Bank of Belgium (NBB) expects applicants to establish sustainable organisational structures capable of meeting both initial licensing requirements and ongoing prudential supervision.
Our EMI & Payment Institution Licensing Services
ABM helps firms prepare comprehensive licence applications while helping ensure governance and operational arrangements align with Belgian and European supervisory expectations.
EMI Licence Application Support
The Electronic Money Institution licensing process by assisting with regulatory strategy, business plans, governance.
Payment Institution (PI) Authorisations
End-to-end advisory services for Payment Institution authorisations, helping firms establish compliant organisational structures, governance.
Regulatory Registration & Notifications
Authorised firms with regulatory registrations, mandatory notifications, organisational changes, changes to regulated activities.
Cross-Border Passporting & Regulatory Advisory
EMIs and PIs on European passporting arrangements, Belgian market entry, cross-border service provision, establishment.
Ready to Strengthen Your Compliance?
Why Payment Institutions in Belgium Choose ABM
Specialist Belgian payment services expertise
We understand the licensing expectations of the NBB across Belgium's regulated financial sector.
End-to-end regulatory support
From licensing strategy and application preparation to supervisory engagement and ongoing compliance, we.
Practical implementation Approach
Our advisory services combine regulatory expertise with commercially practical solutions that support efficient.
Building a Strong Foundation for Payment Services
Obtaining regulatory authorisation is the first step towards building a successful and sustainable payment services business. By establishing effective governance, comprehensive compliance arrangements, and well-prepared regulatory documentation, Electronic Money Institutions and Payment Institutions can improve regulatory outcomes, strengthen supervisory relationships, and position themselves for sustainable growth within Belgium’s regulated financial services sector.
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Authorisation, governance, and ongoing compliance support built around your investment firm obligations.
Practical compliance frameworks for asset managers, AIFMs, and UCITS management companies alike.
Licensing, safeguarding, and operational compliance support for payment institutions across EU markets.
EMI authorisation, safeguarding arrangements, and ongoing regulatory reporting support across the EU.
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Trusted and Loved by Our Clients Across the Europe
Businesses across Europe trust ABM to guide their licensing, strengthen their frameworks, and keep their compliance on track. Here is what founders, compliance officers, and executives say about working with our team.
Years Of Expertise
Trusted Expert Guidance, Just One Message Away
Tell us about your business and regulatory needs. One of our compliance specialists will respond within one working day with clear, practical next steps.
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Book Your Consultation
A confidential conversation about your licensing plans, compliance challenges, or regulatory questions, with no obligation attached.
Your Questions Answered
What does the NBB expect from applicants?
Substance over paperwork: credible governance with fit-and-proper leadership, a realistic business plan, effective AML/CFT arrangements, adequate capital, and genuine operational readiness before submission.
How long does authorisation usually take?
Several months to a year depending on licence type, plus preparation time. Complete, well-evidenced applications move through regulatory review considerably faster than incomplete ones.
Can you prepare the application for us?
We prepare it with you. Our specialists draft the documentation and build the frameworks behind it, while your leadership owns the business plan and regulatory relationship.
What happens after the licence is granted?
Supervision begins. Governance, reporting, AML/CFT, and notification obligations apply from day one, so we help newly authorised firms move into sustainable ongoing compliance.
Do you support passporting into other countries?
Yes. Belgian authorisation can generally be passported across the EU through host-state notifications, and we support the process including the obligations that remain local.