Compliance for Insurance & Reinsurance in Austria
Insurers carry prudential obligations as demanding as any bank’s, plus conduct duties all their own. In Austria, Austria’s insurance market features strong mutual and regional insurers supervised by the FMA under Solvency II. ABM Global Compliance supports insurers and reinsurers in Austria with Solvency II compliance, governance and ORSA frameworks, IDD obligations, and regulatory reporting.
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Solvency II Is Changing Again
The Solvency II review is landing now, with the amended directive and revised delegated regulation applying through 2027, changing risk margin, volatility adjustment, and proportionality together. In Austria, that framework lands on a market with its own character: Austria’s insurance market features strong mutual and regional insurers supervised by the FMA under Solvency II. Layered onto the EU rulebook sit national requirements including FM-GwG.
The cost of misreading this market is concrete. The IRRD adds recovery planning obligations while IDD conduct duties tighten and supervisors run thematic work on value for money. Preparation quality will separate smooth transitions from expensive ones. We build frameworks for Austria from local supervisory reality rather than generic EU templates and because a tradition of conservative.
How We Support Clients in Austria
Our services in Austria cover the full obligation stack: Solvency II review readiness, governance and key function support, ORSA development, Pillar 3 reporting, IDD compliance, IRRD planning, and training. Every engagement and including engagement with the FMA. Everything is documented to the standard supervision here expects.
MSP/MSB Compliance
MSB licensing, AML/CFT compliance frameworks, and ongoing regulatory support for Austrian money services businesses.
Crypto & Blockchain Compliance
MiCA authorisation with the FMA, Travel Rule compliance, and financial crime frameworks for cryptoasset providers.
Banking Compliance Advisory
Regulatory reporting, governance, and financial crime compliance frameworks for Austrian banks and credit institutions.
Capital Markets Compliance
MiFID II compliance, market abuse controls, and licensing support for Austrian investment firms.
E-Money Compliance
EMI and payment institution licensing with the FMA, safeguarding arrangements, and ongoing compliance support.
Unsure Where to Start?
Book a consultation and our specialists will map the right compliance path forward.
Why Insurers in Austria Choose ABM
Solvency Depth
Pillar 1, 2, and 3 requirements handled with genuine technical precision every time.
Review Ready
2027 implementation planning that turns regulatory change into managed workstreams every time.
Proportionate Delivery
Frameworks scaled to your undertaking, from captives to cross-border groups every time.
Ready to Strengthen Your Compliance?
Trusted and Loved by Our Clients Across the Europe
Businesses in Austria and across Europe trust ABM to guide their licensing, strengthen their frameworks, and keep their compliance on track. Here is what founders, compliance officers, and executives say about working with our team.
Years Of Expertise
Speak to a Austrian Compliance Specialist
Tell us about your business and regulatory needs. One of our compliance specialists will respond within one working day with clear, practical next steps.
- Unit 6, Trinity Court, Fonthill Business Park, Clondalkin, Dublin 22, D22 YE30, Ireland
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A confidential conversation about your licensing plans, compliance challenges, or regulatory questions, with no obligation attached.
Insurance Compliance Questions Answered
What is changing in the Solvency II review?
The amended directive and revised delegated regulation adjust risk margin, volatility adjustment, extrapolation, proportionality, and sustainability requirements, with application phasing through January 2027.
What does ORSA actually require?
A forward-looking assessment of your own risks and solvency needs, integrated with strategy and capital planning, documented and genuinely used by the board, including FM-GwG duties.
What is the IRRD for insurers?
The Insurance Recovery and Resolution Directive introduces recovery planning, resolution frameworks, and pre-emptive obligations for insurers, phasing in alongside the Solvency II changes.
Do small insurers get proportionality relief?
Yes. The review expands proportionality, with small and non-complex undertakings gaining reduced requirements, though classification and evidence obligations still apply every time.
Can you support our SFCR and reporting?
Absolutely. We prepare and review SFCRs, RSRs, and QRT submissions across your reporting calendar, strengthening the underlying data quality and keeping every single deadline met.