E-Money & Payment Services Compliance Advisory in Austria
Effective compliance provides the foundation for secure, resilient, and sustainable payment services. At ABM Global Compliance, we provide specialist E-Money & Payment Services Compliance Advisory services that help regulated firms navigate complex regulatory requirements, strengthen governance, manage regulatory risk, and maintain ongoing compliance throughout their regulatory lifecycle.
Supporting Payment Institutions & Electronic Money Institutions Across
Austria’s payment services sector continues to evolve as innovation, digital payments, and regulatory expectations reshape the financial services industry. Electronic Money Institutions (EMIs), Payment Institutions (PIs), payment service providers, fintech companies, and other regulated firms must operate within a comprehensive regulatory framework that promotes financial stability, consumer protection, operational resilience, and financial crime prevention.
Whether you are establishing an Electronic Money Institution, applying for Payment Institution authorisation, expanding cross-border operations, or strengthening your compliance framework, our specialists deliver practical, risk-based advisory solutions tailored to Austria’s regulatory environment. Effective compliance provides the foundation for secure, resilient, and sustainable payment services. Success within Austria’s payment services sector requires more than regulatory authorisation.
Our E-Money & Payment Services Compliance Services
Effective compliance provides the foundation for secure, resilient, and sustainable payment services. At ABM Global Compliance, we provide specialist E-Money & Payment Services Compliance Advisory services that help regulated firms navigate complex regulatory requirements, strengthen governance, manage regulatory risk, and maintain ongoing compliance throughout their regulatory lifecycle.
The regulatory authorisation process, including EMI licence applications, Payment Institution authorisations, regulatory registrations, notifications.
Ongoing compliance monitoring, regulatory advisory, compliance health checks, outsourcing support, and regulatory change management.
Strengthening regulatory reporting frameworks, supervisory filings, compliance documentation, regulatory record keeping, and responses.
Develop and maintain regulatory policies, AML/CFT procedures, safeguarding frameworks, governance documentation, and internal control.
Governance arrangements, enterprise risk management, compliance frameworks, internal controls, and outsourcing oversight to support.
Establish effective AML/CFT frameworks, customer due diligence procedures, sanctions compliance programmes, and fraud risk.
Ready to Strengthen Your Compliance?
Why Payment Institutions in Austria Choose ABM
Specialist payment services expertise
We understand the supervisory expectations of the FMA together with the European regulatory.
Integrated compliance solutions
Our advisory services combine licensing, governance, regulatory compliance, financial crime prevention, operational resilience.
Tailored regulatory support
Every engagement is designed around your business model, regulated activities, operational complexity.
Building a Strong Compliance Framework for Payment Services
Success within Austria’s payment services sector requires more than regulatory authorisation. It requires effective governance, resilient operational controls, proactive compliance management, and continuous regulatory oversight. By strengthening these foundations, Electronic Money Institutions and Payment Institutions can reduce regulatory risk, protect customers, and support sustainable business growth.
Compliance advisory, regulatory reporting, and financial crime frameworks for Austrian banks and credit institutions.
MiFID II, market abuse, and transaction reporting support for capital markets participants.
Authorisation, governance, and ongoing compliance support built around your investment firm obligations.
Practical compliance frameworks for asset managers, AIFMs, and UCITS management companies alike.
Licensing, safeguarding, and operational compliance support for payment institutions in Austrian markets.
EMI authorisation, safeguarding arrangements, and ongoing regulatory reporting support across the EU.
Regulatory guidance that keeps innovative business models compliant from launch through scale.
MiCA, DORA, and digital asset compliance for Europe’s next generation of finance.
Trusted and Loved by Our Clients Across the Europe
Businesses in Austria and across Europe trust ABM to guide their licensing, strengthen their frameworks, and keep their compliance on track. Here is what founders, compliance officers, and executives say about working with our team.
Years Of Expertise
Speak to a Austrian Compliance Specialist
Tell us about your business and regulatory needs. One of our compliance specialists will respond within one working day with clear, practical next steps.
- Unit 6, Trinity Court, Fonthill Business Park, Clondalkin, Dublin 22, D22 YE30, Ireland
Book Your Consultation
A confidential conversation about your licensing plans, compliance challenges, or regulatory questions, with no obligation attached.
Your Questions Answered
Who licenses EMIs and PIs in Austria?
The Austrian Financial Market Authority (FMA) authorises Electronic Money Institutions under the E-Geldgesetz 2010 and Payment Institutions under the ZaDiG 2018, supervising them throughout the licence.
What is safeguarding and why does it matter?
Safeguarding keeps customer funds protected if the institution fails, through segregation or insurance and daily reconciliation. Supervisors treat safeguarding weaknesses as among the most serious findings.
How long does authorisation take in Austria?
Most Austrian authorisations run several months to a year from submission, plus preparation. Complete, well-evidenced applications with credible governance move through review meaningfully faster.
Do you support firms after authorisation?
Yes. Most of our work is ongoing: compliance monitoring, regulatory change management, policy updates, reporting support, independent reviews, and training throughout the supervisory relationship.
Are your services advisory only?
Yes, deliberately. ABM Global Compliance never operates regulated businesses or holds client funds. We build, strengthen, and review your compliance arrangements while you remain the regulated operator.