EMI & Payment Institution Licensing & Regulatory Authorisations
A successful licence application begins with robust governance, effective compliance, and a well-prepared regulatory strategy. At ABM Global Compliance, we provide specialist EMI & Payment Institution Licensing & Regulatory Authorisation services that help firms navigate every stage of the authorisation process. Our practical, risk-based approach supports applicants from initial planning and regulatory engagement through authorisation, implementation, and ongoing regulatory compliance.
Building a Strong Regulatory Foundation
Establishing an Electronic Money Institution (EMI) or Payment Institution (PI) in Austria requires careful preparation, comprehensive regulatory documentation, and a strong governance framework. Firms seeking to issue electronic money or provide regulated payment services must obtain the appropriate authorisation from the Austrian Financial Market Authority (FMA) and demonstrate compliance with Austrian and European regulatory requirements.
Regulatory authorisation is more than submitting an application. It requires firms to demonstrate appropriate governance arrangements, sound financial resources, effective risk management, operational resilience, safeguarding measures, and robust compliance frameworks. The Austrian Financial Market Authority (FMA) expects applicants to establish sustainable organisational structures capable of meeting both initial licensing requirements and ongoing supervisory obligations.
Our EMI & Payment Institution Licensing Services
ABM helps firms prepare comprehensive applications while helping ensure governance and operational arrangements meet Austrian and European supervisory expectations.
EMI Licence Application Support
The Electronic Money Institution licensing process by assisting with regulatory strategy, business plans, governance.
Payment Institution (PI) Authorisations
End-to-end advisory services for Payment Institution authorisations, helping firms establish compliant operational structures, risk.
Regulatory Registration & Notifications
Authorised firms with regulatory registrations, mandatory notifications, changes to regulated activities, organisational updates.
Cross-Border Passporting & Regulatory Advisory
EMIs and PIs on European passporting arrangements, Austrian market entry, cross-border service provision, establishment.
Ready to Strengthen Your Compliance?
Why Payment Institutions in Austria Choose ABM
Specialist payment services expertise
We understand the licensing expectations of the FMA together with the regulatory requirements.
End-to-end regulatory support
From licensing strategy and application preparation to regulatory engagement and ongoing compliance, we.
Practical implementation Approach
Our advisory services combine regulatory expertise with commercially practical solutions that support efficient.
Building a Strong Foundation for Payment Services
Obtaining regulatory authorisation is the first step towards building a successful and sustainable payment services business. By establishing effective governance, comprehensive compliance arrangements, and well-prepared regulatory documentation, firms can improve regulatory outcomes, strengthen supervisory relationships, and position themselves for long-term growth within Austria’s regulated financial sector.
Compliance advisory, regulatory reporting, and financial crime frameworks for Austrian banks and credit institutions.
MiFID II, market abuse, and transaction reporting support for capital markets participants.
Authorisation, governance, and ongoing compliance support built around your investment firm obligations.
Practical compliance frameworks for asset managers, AIFMs, and UCITS management companies alike.
Licensing, safeguarding, and operational compliance support for payment institutions in Austrian markets.
EMI authorisation, safeguarding arrangements, and ongoing regulatory reporting support across the EU.
Regulatory guidance that keeps innovative business models compliant from launch through scale.
MiCA, DORA, and digital asset compliance for Europe’s next generation of finance.
Trusted and Loved by Our Clients Across the Europe
Businesses in Austria and across Europe trust ABM to guide their licensing, strengthen their frameworks, and keep their compliance on track. Here is what founders, compliance officers, and executives say about working with our team.
Years Of Expertise
Speak to a Austrian Compliance Specialist
Tell us about your business and regulatory needs. One of our compliance specialists will respond within one working day with clear, practical next steps.
- Unit 6, Trinity Court, Fonthill Business Park, Clondalkin, Dublin 22, D22 YE30, Ireland
Book Your Consultation
A confidential conversation about your licensing plans, compliance challenges, or regulatory questions, with no obligation attached.
Your Questions Answered
What does the FMA expect from applicants?
Substance over paperwork: credible governance with fit-and-proper leadership, a realistic business plan, effective AML/CFT arrangements, adequate capital, and genuine operational readiness before submission.
How long does authorisation usually take?
Several months to a year depending on licence type, plus preparation time. Complete, well-evidenced applications move through regulatory review considerably faster than incomplete ones.
Can you prepare the application for us?
We prepare it with you. Our specialists draft the documentation and build the frameworks behind it, while your leadership owns the business plan and regulatory relationship.
What happens after the licence is granted?
Supervision begins. Governance, reporting, AML/CFT, and notification obligations apply from day one, so we help newly authorised firms move into sustainable ongoing compliance.
Do you support passporting into other countries?
Yes. Austrian authorisation can generally be passported across the EU through host-state notifications, and we support the process including the obligations that remain local.